Monthly Archive: September 2011

Understanding Home Loan Costs

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Many of my friends have a good handle on the costs of running a household.  Food, meals, gas, are all costs we encounter on a weekly basis and items that we look towards when cutting back on our spending.  However these is one major expense that we give little thought towards.  And one that can potentially save as a lot of money.  That is the costs associated with a mortgage loan.  And there are many factors that make up the cost of a mortgage loan.  These include the cost of the property, the down payment, the closing costs, the total loan amount, the interest rate, the loan period etc.

The mortgage … Read the rest

How to Raise a Daughter to Have Healthy Self Esteem

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Women have come a long way in modern culture and society. With the right encouragement and a drive to succeed, your daughter can grow up to be anything she wants. Unfortunately, women and girls tend to be on the losing side of the self-esteem battle and this is something many attribute to not only our society but the media’s pressure on women as well.

Self-esteem is related to how we feel about our bodies, our minds, and our place in the larger world. Girls’ self-worth generally peaks around nine or ten years old, but then it sharply declines when they hit their preteen and teenage … Read the rest